Important Information for Residents and Business Owners in Flood Affected Counties

PEARL – The Mississippi Emergency Management Agency wants to remind residents and business owners in flood-affected counties about clean-up of damaged structures within a floodplain.

It is important to document all damage to a home or business, by taking pictures of the inside and outside of the structure, before cleanup or repair activities begin.

Before repairs or reconstruction begins:
If a home or business is located within a Special Flood Hazard Area, or is in a flood zone that begins with the letter A or V, a permit must be obtained before certain repair or reconstruction work can begin. If work begins without a permit, the property owner may be fined and/or asked to build to higher elevation. If you are not sure of your flood zone, contact your community’s floodplain administrator. A list of floodplain administrators listed by county and community can be found at

Residents and business owners must have a permit to remove, alter or replace any of the following items:

  • Roofs.
  • Walls.
  • Siding.
  • Plaster.
  • Cabinets.
  • Flooring.
  • Electrical systems.
  • Plumbing. Heating and air conditioning units.

To obtain a permit, contact your community’s building department or floodplain administrator.

When contacting your community’s building department or floodplain administrator, the office will schedule an inspection of your home of business. This inspection must be completed before a permit is issued. The inspection will determine what parts of the building need repair or reconstruction work. The inspection will also determine if the building meets your community’s base flood elevation requirements.

Residents and business owners do not need a permit to proceed with cleanup activities or temporary emergency repairs that prevent further damage. These types of activities include:

  • Removing and disposing of damaged furniture, personal items, carpeting, wallboard (not plaster) and insulation.
  • Cleaning and scrubbing floors, walls and air conditioning ductwork.
  • Covering holes in roofs or walls and covering windows to prevent rain and other weather from entering your home or business and causing further damage.
  • Removing sagging ceilings (not plaster), shoring up broken foundations and other temporary repairs that make the building safe to enter.

For more information, visit us online at You can also follow us on Twitter using keyword MSEMA and on Facebook under Mississippi Emergency Management Agency.

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